The compliance check Payment Card Industry Data Security Standards is abbreviated as PCI DSS. This security standard is made to protect the information of the cardholders from external harm. The check includes card information about the thefts which occur and whether it occurred within the organization or from some external forces. All the organizations which deal with debit, credit and ATM cards need to comply with PCI-DSS as it is mandatory as defined by the PCI Security Council. The council includes industries like Master Card, Visa, and American Express.

In order to establish compliance to PCI-DSS, it has listed out 12 major requirements and 2 special requirements which are given in their annexure which when is enforced in the organization will strengthen the security of the cardholder information that the organization handles. The organizations need to adhere to all the conditions as outlined by the requirements in order to be PCI compliant in terms of network and resource security.

The merchants who deal with Payment Cards must have compliance to PCI-DSS as the threats are growing and the outcome of non-compliance might be dangerous and disastrous to the finance and reputation of the organization. Along with compliance to PCI-DSS, which is a very lengthy and tough task, the organizations are required to prove their organization’s compliance with it too. Moreover, the audit of PCI-DSS is being performed on either with a Qualified Security Assessor or via the set of questionnaires which are external to the organization.

A merchant who accepts payment cards are required to be compliant with the PCI Data Security Standard and if you are one, then you can find out your exact compliance requirements only from your particular payment brand or acquirer. But before that, make sure that you obtain background information and a general understanding of what you will need to do from the information and links given below.

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There are some PCI DSS common-sense steps which need to be followed for the mirror security best practices. The check involves three steps which are needed to be adhered for PCI DSS compliance and this is not a single event, but a continuous and ongoing process.1. At first, you need to assess which means identify cardholder data, take an inventory of all your IT assets and then the business processes for payment card processing, and analyze them for any vulnerabilities which could be present and that could expose cardholder data.

1. At first, you need to assess which means identify cardholder data, take an inventory of all your IT assets and then the business processes for payment card processing, and analyze them for any vulnerabilities which could be present and that could expose cardholder data.

2. Secondly, you need to remediate which means to fix vulnerabilities and not to store cardholder data unless you need it.

3. Thirdly, you need to report which involves compilation and submission of required remediation validation records (if applicable), and then submitting compliance reports to the acquiring bank and card brands you do business with.

You can download their “Getting Started Guide and/or Quick Reference Guide” for more information on this and if you want to know, what your specific compliance requirements are, then you need to check with your card brand compliance program.